Our broad portfolio of virtual banking products includes lending, insurance and banking, and is supported by services such as mobile banking, credit reports with credit education features, financial budgeting, and emergency cover through insurance.
Our products and services are designed to be intuitive and easy for customers to use. Through our proprietary technology platform, they can be accessed through digital channels (web and mobile) as well as internet service points. The credit assessment of our proprietary credit decisioning and scoring technology combines many additional and alternative data points to enable fast and automated disbursement of loans within fifteen minutes of approval after a multitude of financial background checks and profiling through APIs which we use to link our platform to third-party tools, websites and other applications.
We currently offer our products and services under the three brands: GetBucks, GetSure and Opportunity Bank. The following chart provides an overview of our three lines of business: